{"id":48487,"date":"2025-06-30T01:18:28","date_gmt":"2025-06-30T01:18:28","guid":{"rendered":"https:\/\/ufaindo.cc\/mo-hinh-kinh-doanh-khong-tien-mat-tac-dong-den-thi-truong-ban-le\/"},"modified":"2025-06-30T01:18:33","modified_gmt":"2025-06-30T01:18:33","slug":"mo-hinh-kinh-doanh-khong-tien-mat-tac-dong-den-thi-truong-ban-le","status":"publish","type":"post","link":"https:\/\/ufaindo.cc\/vi\/mo-hinh-kinh-doanh-khong-tien-mat-tac-dong-den-thi-truong-ban-le\/","title":{"rendered":"M\u00f4 h\u00ecnh kinh doanh kh\u00f4ng ti\u1ec1n m\u1eb7t: T\u00e1c \u0111\u1ed9ng \u0111\u1ebfn th\u1ecb tr\u01b0\u1eddng b\u00e1n l\u1ebb"},"content":{"rendered":"<h2>M\u00f4 h\u00ecnh kinh doanh kh\u00f4ng ti\u1ec1n m\u1eb7t: \u0110\u1ecbnh ngh\u0129a v\u00e0 b\u1ee9c tranh to\u00e0n c\u1ea3nh<\/h2>\n<p>M\u00f4 h\u00ecnh kinh doanh kh\u00f4ng ti\u1ec1n m\u1eb7t \u0111ang ng\u00e0y c\u00e0ng tr\u1edf n\u00ean ph\u1ed5 bi\u1ebfn tr\u00ean to\u00e0n c\u1ea7u, \u0111\u1eb7c bi\u1ec7t l\u00e0 trong l\u0129nh v\u1ef1c b\u00e1n l\u1ebb. <strong>M\u00f4 h\u00ecnh n\u00e0y kh\u00f4ng ch\u1ec9 gi\u00fap ti\u1ebft ki\u1ec7m th\u1eddi gian cho ng\u01b0\u1eddi ti\u00eau d\u00f9ng<\/strong> m\u00e0 c\u00f2n n\u00e2ng cao hi\u1ec7u qu\u1ea3 cho c\u00e1c doanh nghi\u1ec7p th\u00f4ng qua vi\u1ec7c gi\u1ea3m thi\u1ec3u chi ph\u00ed giao d\u1ecbch v\u00e0 t\u0103ng c\u01b0\u1eddng qu\u1ea3n l\u00fd d\u1eef li\u1ec7u kh\u00e1ch h\u00e0ng. X\u00e3 h\u1ed9i hi\u1ec7n \u0111\u1ea1i \u0111ang ch\u1ee9ng ki\u1ebfn s\u1ef1 chuy\u1ec3n m\u00ecnh m\u1ea1nh m\u1ebd t\u1eeb h\u00ecnh th\u1ee9c thanh to\u00e1n truy\u1ec1n th\u1ed1ng sang thanh to\u00e1n tr\u1ef1c tuy\u1ebfn v\u00e0 thanh to\u00e1n di \u0111\u1ed9ng, \u0111i\u1ec1u n\u00e0y k\u00e9o theo nh\u1eefng thay \u0111\u1ed5i l\u1edbn trong th\u00f3i quen ti\u00eau d\u00f9ng.<\/p>\n<h2>Th\u1ecb tr\u01b0\u1eddng b\u00e1n l\u1ebb &#8220;say yes&#8221; v\u1edbi thanh to\u00e1n kh\u00f4ng ti\u1ec1n m\u1eb7t: Xu h\u01b0\u1edbng t\u1ea5t y\u1ebfu?<\/h2>\n<p>Theo b\u00e1o c\u00e1o m\u1edbi nh\u1ea5t c\u1ee7a c\u00e1c t\u1ed5 ch\u1ee9c nghi\u00ean c\u1ee9u th\u1ecb tr\u01b0\u1eddng, <strong>th\u1ecb tr\u01b0\u1eddng b\u00e1n l\u1ebb v\u1edbi c\u00e1c ph\u01b0\u01a1ng th\u1ee9c thanh to\u00e1n kh\u00f4ng ti\u1ec1n m\u1eb7t \u0111ang t\u0103ng tr\u01b0\u1edfng v\u1edbi t\u1ed1c \u0111\u1ed9 nhanh ch\u00f3ng.<\/strong> Ng\u01b0\u1eddi ti\u00eau d\u00f9ng ng\u00e0y c\u00e0ng \u01b0a chu\u1ed9ng s\u1ef1 ti\u1ec7n l\u1ee3i, nhanh ch\u00f3ng v\u00e0 an to\u00e0n m\u00e0 thanh to\u00e1n kh\u00f4ng ti\u1ec1n m\u1eb7t mang l\u1ea1i. V\u00ed d\u1ee5, c\u00e1c \u1ee9ng d\u1ee5ng thanh to\u00e1n di \u0111\u1ed9ng nh\u01b0 Momo, ZaloPay hay c\u00e1c th\u1ebb t\u00edn d\u1ee5ng \u0111ang \u0111\u01b0\u1ee3c s\u1eed d\u1ee5ng ph\u1ed5 bi\u1ebfn, t\u1ea1o ra s\u1ef1 thay \u0111\u1ed5i c\u01a1 b\u1ea3n trong c\u00e1ch th\u1ee9c mua s\u1eafm.<\/p>\n<h2>\u0110i\u1ec3m danh c\u00e1c &#8220;\u00f4ng l\u1edbn&#8221; b\u00e1n l\u1ebb ti\u00ean phong trong cu\u1ed9c \u0111ua kh\u00f4ng ti\u1ec1n m\u1eb7t<\/h2>\n<p>C\u00e1c t\u1eadp \u0111o\u00e0n l\u1edbn trong ng\u00e0nh b\u00e1n l\u1ebb nh\u01b0 VinMart, Th\u1ebf Gi\u1edbi Di \u0110\u1ed9ng, v\u00e0 FPT Shop \u0111\u00e3 nhanh ch\u00f3ng b\u1eaft k\u1ecbp xu h\u01b0\u1edbng n\u00e0y. <strong>H\u1ecd kh\u00f4ng ch\u1ec9 c\u1eadp nh\u1eadt c\u00f4ng ngh\u1ec7 thanh to\u00e1n m\u1edbi nh\u1ea5t<\/strong> m\u00e0 c\u00f2n t\u1ed5 ch\u1ee9c c\u00e1c ch\u01b0\u01a1ng tr\u00ecnh khuy\u1ebfn m\u00e3i nh\u1eb1m khuy\u1ebfn kh\u00edch kh\u00e1ch h\u00e0ng s\u1eed d\u1ee5ng h\u00ecnh th\u1ee9c thanh to\u00e1n kh\u00f4ng ti\u1ec1n m\u1eb7t. \u0110i\u1ec1u n\u00e0y kh\u00f4ng ch\u1ec9 gia t\u0103ng doanh thu m\u00e0 c\u00f2n c\u1ee7ng c\u1ed1 v\u1ecb th\u1ebf c\u1ea1nh tranh c\u1ee7a h\u1ecd tr\u00ean th\u1ecb tr\u01b0\u1eddng.<\/p>\n<h2>&#8220;Gi\u1ea3i m\u00e3&#8221; s\u1ee9c h\u00fat c\u1ee7a thanh to\u00e1n kh\u00f4ng ti\u1ec1n m\u1eb7t v\u1edbi ng\u01b0\u1eddi ti\u00eau d\u00f9ng<\/h2>\n<p>Thanh to\u00e1n kh\u00f4ng ti\u1ec1n m\u1eb7t mang \u0111\u1ebfn cho ng\u01b0\u1eddi ti\u00eau d\u00f9ng nhi\u1ec1u l\u1ee3i \u00edch. <strong>Kh\u00e1ch h\u00e0ng c\u00f3 th\u1ec3 th\u1ef1c hi\u1ec7n giao d\u1ecbch m\u1ed9t c\u00e1ch nhanh ch\u00f3ng v\u00e0 ti\u1ec7n l\u1ee3i m\u00e0 kh\u00f4ng c\u1ea7n mang theo ti\u1ec1n m\u1eb7t<\/strong> hay th\u1ebb ng\u00e2n h\u00e0ng. Ngo\u00e0i ra, vi\u1ec7c thanh to\u00e1n qua \u0111i\u1ec7n tho\u1ea1i gi\u00fap h\u1ecd ki\u1ec3m so\u00e1t chi ti\u00eau t\u1ed1t h\u01a1n th\u00f4ng qua c\u00e1c t\u00ednh n\u0103ng theo d\u00f5i t\u00e0i ch\u00ednh.<\/p>\n<h2>Thanh to\u00e1n kh\u00f4ng ti\u1ec1n m\u1eb7t &#8220;n\u00e2ng c\u1ea5p&#8221; tr\u1ea3i nghi\u1ec7m mua s\u1eafm: Nhanh ch\u00f3ng, ti\u1ec7n l\u1ee3i, an to\u00e0n<\/h2>\n<p>Khi s\u1eed d\u1ee5ng h\u00ecnh th\u1ee9c thanh to\u00e1n n\u00e0y, kh\u00e1ch h\u00e0ng c\u1ea3m th\u1ea5y an t\u00e2m h\u01a1n v\u1ec1 \u0111\u1ed9 b\u1ea3o m\u1eadt th\u00f4ng tin c\u00e1 nh\u00e2n. <strong>Nh\u1eefng c\u00f4ng ngh\u1ec7 m\u00e3 h\u00f3a hi\u1ec7n \u0111\u1ea1i gi\u00fap b\u1ea3o v\u1ec7 d\u1eef li\u1ec7u kh\u00e1ch h\u00e0ng<\/strong> kh\u1ecfi c\u00e1c m\u1ed1i \u0111e d\u1ecda t\u1eeb hacker. B\u00ean c\u1ea1nh \u0111\u00f3, thanh to\u00e1n kh\u00f4ng ti\u1ec1n m\u1eb7t c\u00f2n r\u00fat ng\u1eafn th\u1eddi gian ch\u1edd \u0111\u1ee3i, t\u1ea1o \u0111i\u1ec1u ki\u1ec7n t\u1ed1i \u0111a cho kh\u00e1ch h\u00e0ng v\u00e0 doanh nghi\u1ec7p.<\/p>\n<h2>M\u00f4 h\u00ecnh kh\u00f4ng ti\u1ec1n m\u1eb7t &#8220;th\u1ed5i lu\u1ed3ng gi\u00f3 m\u1edbi&#8221; v\u00e0o hi\u1ec7u qu\u1ea3 kinh doanh c\u1ee7a doanh nghi\u1ec7p b\u00e1n l\u1ebb<\/h2>\n<p>Chuy\u1ec3n \u0111\u1ed5i sang m\u00f4 h\u00ecnh thanh to\u00e1n kh\u00f4ng ti\u1ec1n m\u1eb7t kh\u00f4ng ch\u1ec9 gi\u00fap doanh nghi\u1ec7p n\u00e2ng cao hi\u1ec7u qu\u1ea3 kinh doanh m\u00e0 c\u00f2n t\u1ea1o ra c\u01a1 h\u1ed9i m\u1edbi \u0111\u1ec3 thu h\u00fat kh\u00e1ch h\u00e0ng. <strong>Th\u00f4ng qua vi\u1ec7c t\u00edch h\u1ee3p c\u00e1c c\u00f4ng ngh\u1ec7 m\u1edbi, doanh nghi\u1ec7p c\u00f3 th\u1ec3 n\u00e2ng cao tr\u1ea3i nghi\u1ec7m mua s\u1eafm c\u1ee7a kh\u00e1ch h\u00e0ng.<\/strong><\/p>\n<h2>Gi\u1ea3m chi ph\u00ed, t\u0103ng doanh thu: L\u1ee3i \u00edch k\u00e9p t\u1eeb thanh to\u00e1n kh\u00f4ng ti\u1ec1n m\u1eb7t<\/h2>\n<p>Doanh nghi\u1ec7p b\u00e1n l\u1ebb c\u00f3 th\u1ec3 ti\u1ebft ki\u1ec7m chi ph\u00ed v\u1eadn h\u00e0nh v\u00e0 t\u0103ng doanh thu nh\u1edd v\u00e0o vi\u1ec7c gi\u1ea3m thi\u1ec3u c\u00e1c giao d\u1ecbch ti\u1ec1n m\u1eb7t. <strong>Nh\u1eefng kho\u1ea3n ph\u00ed li\u00ean quan \u0111\u1ebfn vi\u1ec7c x\u1eed l\u00fd ti\u1ec1n m\u1eb7t s\u1ebd \u0111\u01b0\u1ee3c lo\u1ea1i b\u1ecf,<\/strong> gi\u00fap c\u00e1c c\u1eeda h\u00e0ng c\u00f3 th\u00eam ngu\u1ed3n l\u1ef1c \u0111\u1ec3 \u0111\u1ea7u t\u01b0 v\u00e0o ho\u1ea1t \u0111\u1ed9ng marketing ho\u1eb7c c\u1ea3i thi\u1ec7n d\u1ecbch v\u1ee5 kh\u00e1ch h\u00e0ng.<\/p>\n<h2>D\u1eef li\u1ec7u &#8220;l\u00ean ti\u1ebfng&#8221;: Thanh to\u00e1n kh\u00f4ng ti\u1ec1n m\u1eb7t gi\u00fap doanh nghi\u1ec7p b\u00e1n l\u1ebb hi\u1ec3u kh\u00e1ch h\u00e0ng h\u01a1n<\/h2>\n<p>Th\u00f4ng qua d\u1eef li\u1ec7u t\u1eeb c\u00e1c giao d\u1ecbch kh\u00f4ng ti\u1ec1n m\u1eb7t, doanh nghi\u1ec7p c\u00f3 th\u1ec3 thu th\u1eadp th\u00f4ng tin qu\u00fd gi\u00e1 v\u1ec1 h\u00e0nh vi v\u00e0 s\u1edf th\u00edch c\u1ee7a ng\u01b0\u1eddi ti\u00eau d\u00f9ng. <strong>\u0110i\u1ec1u n\u00e0y gi\u00fap h\u1ecd t\u1ed1i \u01b0u h\u00f3a chi\u1ebfn l\u01b0\u1ee3c kinh doanh v\u00e0 \u0111\u00e1nh \u0111\u00fang v\u00e0o nhu c\u1ea7u c\u1ee7a th\u1ecb tr\u01b0\u1eddng.<\/strong><\/p>\n<h2>Kh\u00f4ng ph\u1ea3i &#8220;m\u00e0u h\u1ed3ng&#8221;: Nh\u1eefng th\u00e1ch th\u1ee9c khi tri\u1ec3n khai m\u00f4 h\u00ecnh kinh doanh kh\u00f4ng ti\u1ec1n m\u1eb7t<\/h2>\n<p>Tuy nhi\u00ean, kh\u00f4ng ph\u1ea3i m\u1ecdi th\u1ee9 \u0111\u1ec1u thu\u1eadn l\u1ee3i. Doanh nghi\u1ec7p b\u00e1n l\u1ebb \u0111ang \u0111\u1ed1i m\u1eb7t v\u1edbi nhi\u1ec1u th\u00e1ch th\u1ee9c khi \u00e1p d\u1ee5ng m\u00f4 h\u00ecnh kh\u00f4ng ti\u1ec1n m\u1eb7t, nh\u01b0 v\u1ea5n \u0111\u1ec1 v\u1ec1 an ninh m\u1ea1ng, s\u1ef1 thi\u1ebfu h\u1ee5t c\u01a1 s\u1edf h\u1ea1 t\u1ea7ng k\u1ef9 thu\u1eadt v\u00e0 thay \u0111\u1ed5i th\u00f3i quen ti\u00eau d\u00f9ng c\u1ee7a kh\u00e1ch h\u00e0ng.<\/p>\n<h2>An ninh m\u1ea1ng: &#8220;\u0110i\u1ec3m ngh\u1ebdn&#8221; c\u1ea7n v\u01b0\u1ee3t qua \u0111\u1ec3 ph\u00e1t tri\u1ec3n thanh to\u00e1n kh\u00f4ng ti\u1ec1n m\u1eb7t b\u1ec1n v\u1eefng<\/h2>\n<p>B\u1ea3o m\u1eadt th\u00f4ng tin kh\u00e1ch h\u00e0ng l\u00e0 m\u1ed1i quan t\u00e2m h\u00e0ng \u0111\u1ea7u. <strong>Nh\u1eefng v\u1ee5 t\u1ea5n c\u00f4ng m\u1ea1ng c\u00f3 th\u1ec3 \u1ea3nh h\u01b0\u1edfng \u0111\u1ebfn uy t\u00edn c\u1ee7a doanh nghi\u1ec7p<\/strong> v\u00e0 khi\u1ebfn kh\u00e1ch h\u00e0ng m\u1ea5t ni\u1ec1m tin. Do \u0111\u00f3, \u0111\u1ea7u t\u01b0 v\u00e0o c\u00f4ng ngh\u1ec7 b\u1ea3o m\u1eadt l\u00e0 \u0111i\u1ec1u t\u1ed1i quan tr\u1ecdng \u0111\u1ec3 x\u00e2y d\u1ef1ng m\u1ed9t n\u1ec1n t\u1ea3ng thanh to\u00e1n kh\u00f4ng ti\u1ec1n m\u1eb7t an to\u00e0n.<\/p>\n<h2>&#8220;V\u00f9ng ph\u1ee7 s\u00f3ng&#8221; c\u00f2n h\u1ea1n ch\u1ebf: Thanh to\u00e1n kh\u00f4ng ti\u1ec1n m\u1eb7t ch\u01b0a th\u1ef1c s\u1ef1 \u0111\u1ebfn \u0111\u01b0\u1ee3c m\u1ecdi ng\u00f3c ng\u00e1ch c\u1ee7a th\u1ecb tr\u01b0\u1eddng<\/h2>\n<p>M\u1eb7c d\u00f9 thanh to\u00e1n kh\u00f4ng ti\u1ec1n m\u1eb7t \u0111ang tr\u00ean \u0111\u00e0 ph\u00e1t tri\u1ec3n, nh\u01b0ng v\u1eabn c\u00f2n nhi\u1ec1u khu v\u1ef1c ch\u01b0a \u0111\u01b0\u1ee3c ph\u1ee5c v\u1ee5. <strong>\u0110i\u1ec1u n\u00e0y \u0111\u1eb7c bi\u1ec7t \u0111\u00fang \u0111\u1ed1i v\u1edbi c\u00e1c khu v\u1ef1c n\u00f4ng th\u00f4n hay th\u00e0nh ph\u1ed1 nh\u1ecf, n\u01a1i m\u00e0 ng\u01b0\u1eddi d\u00e2n v\u1eabn c\u00f2n ph\u1ee5 thu\u1ed9c v\u00e0o ti\u1ec1n m\u1eb7t.<\/strong> Vi\u1ec7c m\u1edf r\u1ed9ng v\u00f9ng ph\u1ee7 s\u00f3ng l\u00e0 c\u1ea7n thi\u1ebft \u0111\u1ec3 th\u00fac \u0111\u1ea9y m\u00f4 h\u00ecnh n\u00e0y ph\u00e1t tri\u1ec3n b\u1ec1n v\u1eefng.<\/p>\n<h2>Thay \u0111\u1ed5i th\u00f3i quen ti\u00eau d\u00f9ng: B\u00e0i to\u00e1n kh\u00f3 cho doanh nghi\u1ec7p b\u00e1n l\u1ebb<\/h2>\n<p>Doanh nghi\u1ec7p c\u1ea7n th\u1eddi gian v\u00e0 n\u1ed7 l\u1ef1c \u0111\u1ec3 thay \u0111\u1ed5i th\u00f3i quen ti\u00eau d\u00f9ng c\u1ee7a kh\u00e1ch h\u00e0ng. <strong>C\u00e1c chi\u1ebfn d\u1ecbch gi\u00e1o d\u1ee5c v\u00e0 truy\u1ec1n th\u00f4ng \u0111\u00f3ng vai tr\u00f2 quan tr\u1ecdng<\/strong> trong vi\u1ec7c gi\u00fap ng\u01b0\u1eddi ti\u00eau d\u00f9ng nh\u1eadn th\u1ee9c r\u00f5 h\u01a1n v\u1ec1 l\u1ee3i \u00edch c\u1ee7a thanh to\u00e1n kh\u00f4ng ti\u1ec1n m\u1eb7t.<\/p>\n<h2>Chi ph\u00ed \u0111\u1ea7u t\u01b0 ban \u0111\u1ea7u: R\u00e0o c\u1ea3n cho doanh nghi\u1ec7p nh\u1ecf v\u00e0 v\u1eeba?<\/h2>\n<p>Nhi\u1ec1u doanh nghi\u1ec7p nh\u1ecf v\u00e0 v\u1eeba c\u00f3 th\u1ec3 g\u1eb7p kh\u00f3 kh\u0103n trong vi\u1ec7c \u0111\u1ea7u t\u01b0 v\u00e0o c\u00f4ng ngh\u1ec7 thanh to\u00e1n kh\u00f4ng ti\u1ec1n m\u1eb7t. <strong>Chi ph\u00ed ban \u0111\u1ea7u cao c\u00f3 th\u1ec3 tr\u1edf th\u00e0nh r\u00e0o c\u1ea3n l\u1edbn<\/strong> khi\u1ebfn h\u1ecd kh\u00f4ng th\u1ec3 tham gia v\u00e0o xu h\u01b0\u1edbng n\u00e0y. C\u00e1c ch\u00ednh s\u00e1ch h\u1ed7 tr\u1ee3 t\u1eeb ch\u00ednh ph\u1ee7 c\u00f3 th\u1ec3 gi\u00fap gi\u1ea3m thi\u1ec3u n\u1ed7i lo n\u00e0y.<\/p>\n<h2>&#8220;\u0110i\u1ec3m m\u1eb7t&#8221; c\u00e1c c\u00f4ng ngh\u1ec7 thanh to\u00e1n kh\u00f4ng ti\u1ec1n m\u1eb7t \u0111ang &#8220;l\u00e0m m\u01b0a l\u00e0m gi\u00f3&#8221;<\/h2>\n<p>C\u00f4ng ngh\u1ec7 thanh to\u00e1n kh\u00f4ng ti\u1ec1n m\u1eb7t \u0111ang ph\u00e1t tri\u1ec3n li\u00ean t\u1ee5c v\u1edbi nhi\u1ec1u h\u00ecnh th\u1ee9c kh\u00e1c nhau nh\u01b0 thanh to\u00e1n di \u0111\u1ed9ng, QR code, v\u00e0 NFC. <strong>C\u00e1c gi\u1ea3i ph\u00e1p n\u00e0y kh\u00f4ng ch\u1ec9 ti\u1ec7n l\u1ee3i m\u00e0 c\u00f2n mang l\u1ea1i tr\u1ea3i nghi\u1ec7m \u0111\u1ed3ng nh\u1ea5t cho ng\u01b0\u1eddi ti\u00eau d\u00f9ng.<\/strong><\/p>\n<h2>Thanh to\u00e1n di \u0111\u1ed9ng, QR code, NFC&#8230;: \u0110\u00e2u l\u00e0 &#8220;con \u00e1t ch\u1ee7 b\u00e0i&#8221; c\u1ee7a th\u1ecb tr\u01b0\u1eddng b\u00e1n l\u1ebb?<\/h2>\n<p>M\u1ed7i h\u00ecnh th\u1ee9c thanh to\u00e1n \u0111\u1ec1u c\u00f3 \u01b0u nh\u01b0\u1ee3c \u0111i\u1ec3m ri\u00eang. <strong>Thanh to\u00e1n di \u0111\u1ed9ng c\u00f3 th\u1ec3 nhanh ch\u00f3ng nh\u01b0ng y\u00eau c\u1ea7u k\u1ebft n\u1ed1i internet,<\/strong> c\u00f2n QR code th\u00ec d\u1ec5 s\u1eed d\u1ee5ng nh\u01b0ng c\u00f3 th\u1ec3 g\u1eb7p kh\u00f3 kh\u0103n trong tr\u01b0\u1eddng h\u1ee3p k\u1ebft n\u1ed1i k\u00e9m. Vi\u1ec7c l\u1ef1a ch\u1ecdn gi\u1ea3i ph\u00e1p ph\u00f9 h\u1ee3p ph\u1ee5 thu\u1ed9c v\u00e0o t\u1eebng m\u00f4 h\u00ecnh kinh doanh.<\/p>\n<h2>Blockchain v\u00e0 ti\u1ec1n \u0111i\u1ec7n t\u1eed: &#8220;Gia v\u1ecb&#8221; m\u1edbi cho m\u00f4 h\u00ecnh kinh doanh kh\u00f4ng ti\u1ec1n m\u1eb7t?<\/h2>\n<p>Blockchain \u0111\u01b0\u1ee3c xem nh\u01b0 c\u00f4ng ngh\u1ec7 \u0111\u1ed9t ph\u00e1 trong l\u0129nh v\u1ef1c thanh to\u00e1n. <strong>Vi\u1ec7c \u00e1p d\u1ee5ng c\u00f4ng ngh\u1ec7 blockchain gi\u00fap t\u0103ng c\u01b0\u1eddng t\u00ednh b\u1ea3o m\u1eadt v\u00e0 minh b\u1ea1ch trong giao d\u1ecbch,<\/strong> t\u1ea1o ni\u1ec1m tin cho ng\u01b0\u1eddi ti\u00eau d\u00f9ng.<\/p>\n<h2>AI v\u00e0 Big Data: &#8220;Ch\u00eca kh\u00f3a&#8221; \u0111\u1ec3 t\u1ed1i \u01b0u h\u00f3a tr\u1ea3i nghi\u1ec7m thanh to\u00e1n kh\u00f4ng ti\u1ec1n m\u1eb7t<\/h2>\n<p>AI v\u00e0 Big Data \u0111ang tr\u1edf th\u00e0nh c\u00f4ng c\u1ee5 h\u1ed7 tr\u1ee3 \u0111\u1eafc l\u1ef1c cho c\u00e1c doanh nghi\u1ec7p trong vi\u1ec7c t\u1ed1i \u01b0u h\u00f3a tr\u1ea3i nghi\u1ec7m kh\u00e1ch h\u00e0ng. <strong>Nh\u1edd v\u00e0o ph\u00e2n t\u00edch d\u1eef li\u1ec7u, doanh nghi\u1ec7p c\u00f3 th\u1ec3 c\u00e1 nh\u00e2n h\u00f3a d\u1ecbch v\u1ee5 v\u00e0 n\u00e2ng cao s\u1ef1 h\u00e0i l\u00f2ng c\u1ee7a kh\u00e1ch h\u00e0ng.<\/strong><\/p>\n<h2>Xu h\u01b0\u1edbng c\u00e1 nh\u00e2n h\u00f3a thanh to\u00e1n: &#8220;May \u0111o&#8221; tr\u1ea3i nghi\u1ec7m cho t\u1eebng kh\u00e1ch h\u00e0ng<\/h2>\n<p>C\u00e1 nh\u00e2n h\u00f3a kh\u00f4ng ch\u1ec9 \u00e1p d\u1ee5ng trong vi\u1ec7c s\u1ea3n ph\u1ea9m m\u00e0 c\u00f2n trong c\u1ea3 thanh to\u00e1n. <strong>Doanh nghi\u1ec7p c\u00f3 th\u1ec3 \u0111\u1ec1 xu\u1ea5t c\u00e1c ph\u01b0\u01a1ng th\u1ee9c thanh to\u00e1n t\u00f9y ch\u1ec9nh d\u1ef1a tr\u00ean h\u00e0nh vi ti\u00eau d\u00f9ng c\u1ee7a kh\u00e1ch h\u00e0ng,<\/strong> t\u1eeb \u0111\u00f3 t\u1ea1o ra tr\u1ea3i nghi\u1ec7m kh\u00e1c bi\u1ec7t v\u00e0 gi\u00e0u gi\u00e1 tr\u1ecb h\u01a1n.<\/p>\n<h2>D\u1ef1 \u0111o\u00e1n t\u01b0\u01a1ng lai: M\u00f4 h\u00ecnh kinh doanh kh\u00f4ng ti\u1ec1n m\u1eb7t s\u1ebd &#8220;thay da \u0111\u1ed5i th\u1ecbt&#8221; th\u1ecb tr\u01b0\u1eddng b\u00e1n l\u1ebb nh\u01b0 th\u1ebf n\u00e0o?<\/h2>\n<p>Trong t\u01b0\u01a1ng lai, m\u00f4 h\u00ecnh kinh doanh kh\u00f4ng ti\u1ec1n m\u1eb7t d\u1ef1 ki\u1ebfn s\u1ebd ti\u1ebfp t\u1ee5c ph\u00e1t tri\u1ec3n m\u1ea1nh m\u1ebd, <strong>kh\u00f4ng ch\u1ec9 \u1edf c\u00e1c th\u00e0nh ph\u1ed1 l\u1edbn m\u00e0 c\u00f2n t\u1ea1i c\u00e1c khu v\u1ef1c n\u00f4ng th\u00f4n.<\/strong> Vi\u1ec7c m\u1edf r\u1ed9ng h\u1ea1 t\u1ea7ng c\u00f4ng ngh\u1ec7 v\u00e0 gia t\u0103ng nh\u1eadn th\u1ee9c c\u1ee7a ng\u01b0\u1eddi ti\u00eau d\u00f9ng s\u1ebd th\u00fac \u0111\u1ea9y qu\u00e1 tr\u00ecnh n\u00e0y.<\/p>\n<h2>L\u1eddi khuy\u00ean cho doanh nghi\u1ec7p b\u00e1n l\u1ebb: L\u00e0m th\u1ebf n\u00e0o \u0111\u1ec3 &#8220;b\u1eaft nh\u1ecbp&#8221; v\u1edbi xu h\u01b0\u1edbng kh\u00f4ng ti\u1ec1n m\u1eb7t?<\/h2>\n<p>C\u00e1c doanh nghi\u1ec7p n\u00ean ti\u1ebfn h\u00e0nh nghi\u00ean c\u1ee9u th\u1ecb tr\u01b0\u1eddng \u0111\u1ec3 hi\u1ec3u r\u00f5 nhu c\u1ea7u c\u1ee7a kh\u00e1ch h\u00e0ng v\u00e0 \u00e1p d\u1ee5ng c\u00f4ng ngh\u1ec7 ph\u00f9 h\u1ee3p. <strong>\u0110\u1ed3ng th\u1eddi, vi\u1ec7c t\u1ed5 ch\u1ee9c c\u00e1c ho\u1ea1t \u0111\u1ed9ng truy\u1ec1n th\u00f4ng nh\u1eb1m n\u00e2ng cao nh\u1eadn th\u1ee9c v\u1ec1 thanh to\u00e1n kh\u00f4ng ti\u1ec1n m\u1eb7t l\u00e0 r\u1ea5t c\u1ea7n thi\u1ebft.<\/strong><\/p>\n<h2>Ch\u00ednh s\u00e1ch v\u00e0 quy \u0111\u1ecbnh: &#8220;B\u1ec7 ph\u00f3ng&#8221; cho th\u1ecb tr\u01b0\u1eddng thanh to\u00e1n kh\u00f4ng ti\u1ec1n m\u1eb7t ph\u00e1t tri\u1ec3n<\/h2>\n<p>C\u00e1c ch\u00ednh s\u00e1ch h\u1ed7 tr\u1ee3 t\u1eeb ch\u00ednh ph\u1ee7 c\u00f3 th\u1ec3 \u0111\u00f3ng vai tr\u00f2 quan tr\u1ecdng trong vi\u1ec7c th\u00fac \u0111\u1ea9y s\u1ef1 ph\u00e1t tri\u1ec3n c\u1ee7a m\u00f4 h\u00ecnh thanh to\u00e1n kh\u00f4ng ti\u1ec1n m\u1eb7t. <strong>Quy \u0111\u1ecbnh ph\u00e1p l\u00fd minh b\u1ea1ch v\u00e0 h\u1ed7 tr\u1ee3 doanh nghi\u1ec7p s\u1ebd t\u1ea1o \u0111i\u1ec1u ki\u1ec7n thu\u1eadn l\u1ee3i cho s\u1ef1 ph\u00e1t tri\u1ec3n c\u1ee7a th\u1ecb tr\u01b0\u1eddng n\u00e0y.<\/strong><\/p>\n<h2>Thanh to\u00e1n kh\u00f4ng ti\u1ec1n m\u1eb7t v\u00e0 s\u1ef1 ph\u00e1t tri\u1ec3n b\u1ec1n v\u1eefng c\u1ee7a th\u1ecb tr\u01b0\u1eddng b\u00e1n l\u1ebb<\/h2>\n<p>M\u00f4 h\u00ecnh kinh doanh kh\u00f4ng ti\u1ec1n m\u1eb7t kh\u00f4ng ch\u1ec9 mang \u0111\u1ebfn l\u1ee3i \u00edch kinh t\u1ebf m\u00e0 c\u00f2n g\u00f3p ph\u1ea7n v\u00e0o s\u1ef1 ph\u00e1t tri\u1ec3n b\u1ec1n v\u1eefng c\u1ee7a th\u1ecb tr\u01b0\u1eddng. <strong>Gi\u1ea3m thi\u1ec3u vi\u1ec7c s\u1eed d\u1ee5ng ti\u1ec1n m\u1eb7t \u0111\u1ed3ng ngh\u0129a v\u1edbi vi\u1ec7c gi\u1ea3m chi ph\u00ed qu\u1ea3n l\u00fd v\u00e0 t\u1ed1i \u01b0u h\u00f3a ho\u1ea1t \u0111\u1ed9ng giao d\u1ecbch.<\/strong><\/p>\n<h2>K\u1ebft lu\u1eadn: M\u00f4 h\u00ecnh kinh doanh kh\u00f4ng ti\u1ec1n m\u1eb7t &#8211; C\u01a1 h\u1ed9i hay th\u00e1ch th\u1ee9c cho th\u1ecb tr\u01b0\u1eddng b\u00e1n l\u1ebb?<\/h2>\n<p>T\u00f3m l\u1ea1i, <strong>m\u00f4 h\u00ecnh kinh doanh kh\u00f4ng ti\u1ec1n m\u1eb7t mang \u0111\u1ebfn c\u1ea3 c\u01a1 h\u1ed9i l\u1eabn th\u00e1ch th\u1ee9c cho th\u1ecb tr\u01b0\u1eddng b\u00e1n l\u1ebb.<\/strong> \u0110\u1ec3 t\u1eadn d\u1ee5ng t\u1ed1i \u0111a l\u1ee3i \u00edch, c\u00e1c doanh nghi\u1ec7p c\u1ea7n \u0111\u1ea7u t\u01b0 v\u00e0o c\u00f4ng ngh\u1ec7, \u0111\u1ed5i m\u1edbi th\u00f3i quen ti\u00eau d\u00f9ng v\u00e0 x\u00e2y d\u1ef1ng h\u1ec7 sinh th\u00e1i thanh to\u00e1n an to\u00e0n v\u00e0 hi\u1ec7u qu\u1ea3.<\/p>\n<p> Li\u00ean h\u1ec7 v\u1edbi ch\u00fang t\u00f4i ngay h\u00f4m nay \u0111\u1ec3 \u0111\u01b0\u1ee3c t\u01b0 v\u1ea5n!<br \/>\n<\/br>Intage Vietnam: Gi\u1ea3i ph\u00e1p nghi\u00ean c\u1ee9u th\u1ecb tr\u01b0\u1eddng to\u00e0n di\u1ec7n v\u00e0 hi\u1ec7u qu\u1ea3 cho doanh nghi\u1ec7p.<br \/>\n<\/br>\ud83d\udcde (+8428) 3820 5558<br \/>\n<\/br>\ud83c\udf10 https:\/\/ufaindo.cc\/<br \/>\n<\/br>\ud83c\udfe2 45 Vo Thi Sau, Da Kao Ward, District 1, Ho Chi Minh City, Vietnam<\/p>\n\n\n<div   id="wslkioj4gg"    class=\"kk-star-ratings kksr-auto kksr-align-right kksr-valign-bottom\"\n    data-payload='{&quot;align&quot;:&quot;right&quot;,&quot;id&quot;:&quot;48487&quot;,&quot;slug&quot;:&quot;default&quot;,&quot;valign&quot;:&quot;bottom&quot;,&quot;ignore&quot;:&quot;&quot;,&quot;reference&quot;:&quot;auto&quot;,&quot;class&quot;:&quot;&quot;,&quot;count&quot;:&quot;0&quot;,&quot;legendonly&quot;:&quot;&quot;,&quot;readonly&quot;:&quot;&quot;,&quot;score&quot;:&quot;0&quot;,&quot;starsonly&quot;:&quot;&quot;,&quot;best&quot;:&quot;5&quot;,&quot;gap&quot;:&quot;5&quot;,&quot;greet&quot;:&quot;Rate this post&quot;,&quot;legend&quot;:&quot;0\\\/5 - (0 votes)&quot;,&quot;size&quot;:&quot;24&quot;,&quot;title&quot;:&quot;M\u00f4 h\u00ecnh kinh doanh kh\u00f4ng ti\u1ec1n m\u1eb7t: T\u00e1c \u0111\u1ed9ng \u0111\u1ebfn th\u1ecb tr\u01b0\u1eddng b\u00e1n l\u1ebb&quot;,&quot;width&quot;:&quot;0&quot;,&quot;_legend&quot;:&quot;{score}\\\/{best} - ({count} {votes})&quot;,&quot;font_factor&quot;:&quot;1.25&quot;}'>\n            \n<div   id="wslkioj4gg"    class=\"kksr-stars\">\n    \n<div   id="wslkioj4gg"    class=\"kksr-stars-inactive\">\n            <div   id="wslkioj4gg"    class=\"kksr-star\" data-star=\"1\" style=\"padding-right: 5px\">\n            \n\n<div   id="wslkioj4gg"    class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n            <div   id="wslkioj4gg"    class=\"kksr-star\" data-star=\"2\" style=\"padding-right: 5px\">\n            \n\n<div   id="wslkioj4gg"    class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n            <div   id="wslkioj4gg"    class=\"kksr-star\" data-star=\"3\" style=\"padding-right: 5px\">\n            \n\n<div   id="wslkioj4gg"    class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n            <div   id="wslkioj4gg"    class=\"kksr-star\" data-star=\"4\" style=\"padding-right: 5px\">\n            \n\n<div   id="wslkioj4gg"    class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n            <div   id="wslkioj4gg"    class=\"kksr-star\" data-star=\"5\" style=\"padding-right: 5px\">\n            \n\n<div   id="wslkioj4gg"    class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n    <\/div>\n    \n<div   id="wslkioj4gg"    class=\"kksr-stars-active\" style=\"width: 0px;\">\n            <div   id="wslkioj4gg"    class=\"kksr-star\" style=\"padding-right: 5px\">\n            \n\n<div   id="wslkioj4gg"    class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n            <div   id="wslkioj4gg"    class=\"kksr-star\" style=\"padding-right: 5px\">\n            \n\n<div   id="wslkioj4gg"    class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n            <div   id="wslkioj4gg"    class=\"kksr-star\" style=\"padding-right: 5px\">\n            \n\n<div   id="wslkioj4gg"    class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n            <div   id="wslkioj4gg"    class=\"kksr-star\" style=\"padding-right: 5px\">\n            \n\n<div   id="wslkioj4gg"    class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n            <div   id="wslkioj4gg"    class=\"kksr-star\" style=\"padding-right: 5px\">\n            \n\n<div   id="wslkioj4gg"    class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n    <\/div>\n<\/div>\n                \n\n<div   id="wslkioj4gg"    class=\"kksr-legend\" style=\"font-size: 19.2px;\">\n            <span class=\"kksr-muted\">Rate this post<\/span>\n    <\/div>\n    <\/div>\n","protected":false},"excerpt":{"rendered":"<p>M\u00f4 h\u00ecnh kinh doanh kh\u00f4ng ti\u1ec1n m\u1eb7t: \u0110\u1ecbnh ngh\u0129a v\u00e0 b\u1ee9c tranh to\u00e0n c\u1ea3nh M\u00f4 h\u00ecnh kinh doanh kh\u00f4ng ti\u1ec1n m\u1eb7t \u0111ang ng\u00e0y c\u00e0ng tr\u1edf n\u00ean ph\u1ed5 bi\u1ebfn tr\u00ean to\u00e0n c\u1ea7u, \u0111\u1eb7c bi\u1ec7t l\u00e0 trong l\u0129nh v\u1ef1c b\u00e1n l\u1ebb. M\u00f4 h\u00ecnh n\u00e0y kh\u00f4ng ch\u1ec9 gi\u00fap ti\u1ebft ki\u1ec7m th\u1eddi gian cho ng\u01b0\u1eddi ti\u00eau d\u00f9ng m\u00e0 c\u00f2n [&hellip;]<\/p>\n","protected":false},"author":7,"featured_media":48482,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"rank_math_title":"M\u00f4 h\u00ecnh kinh doanh kh\u00f4ng ti\u1ec1n m\u1eb7t: T\u00e1c \u0111\u1ed9ng \u0111\u1ebfn th\u1ecb tr\u01b0\u1eddng b\u00e1n l\u1ebb","rank_math_description":"M\u00f4 h\u00ecnh kinh doanh kh\u00f4ng ti\u1ec1n m\u1eb7t \u0111ang \u0111\u1ecbnh h\u00ecnh l\u1ea1i th\u1ecb tr\u01b0\u1eddng b\u00e1n l\u1ebb v\u1edbi nh\u1eefng l\u1ee3i \u00edch v\u00e0 th\u00e1ch th\u1ee9c ch\u01b0a t\u1eebng c\u00f3.","rank_math_focus_keyword":"M\u00f4 h\u00ecnh kinh doanh kh\u00f4ng ti\u1ec1n m\u1eb7t","footnotes":""},"categories":[1118,1113],"tags":[],"class_list":["post-48487","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-intage-vn","category-tin-tuc-moi"],"wpml_current_locale":"vi_VN","wpml_translations":[],"_links":{"self":[{"href":"https:\/\/ufaindo.cc\/vi\/wp-json\/wp\/v2\/posts\/48487","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ufaindo.cc\/vi\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/ufaindo.cc\/vi\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/ufaindo.cc\/vi\/wp-json\/wp\/v2\/users\/7"}],"replies":[{"embeddable":true,"href":"https:\/\/ufaindo.cc\/vi\/wp-json\/wp\/v2\/comments?post=48487"}],"version-history":[{"count":2,"href":"https:\/\/ufaindo.cc\/vi\/wp-json\/wp\/v2\/posts\/48487\/revisions"}],"predecessor-version":[{"id":48491,"href":"https:\/\/ufaindo.cc\/vi\/wp-json\/wp\/v2\/posts\/48487\/revisions\/48491"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/ufaindo.cc\/vi\/wp-json\/wp\/v2\/media\/48482"}],"wp:attachment":[{"href":"https:\/\/ufaindo.cc\/vi\/wp-json\/wp\/v2\/media?parent=48487"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/ufaindo.cc\/vi\/wp-json\/wp\/v2\/categories?post=48487"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/ufaindo.cc\/vi\/wp-json\/wp\/v2\/tags?post=48487"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}